After Decades Together, You've Built Something. Protect It.

Grey divorce (ending marriages after 25+ years) is growing. You've built a life together. That life—your retirement, your home, your security—matters. DivorcePro helps you understand your entitlements and protect your future.

Unique Issues in Long Marriages

• Retirement Savings: Everything you saved together is marital property. You're entitled to a share.
• Social Security: You may be entitled to spousal benefits on your ex's Social Security (up to 50% of their benefit), even after divorce.
• Health Insurance: COBRA gives you 36 months of continued coverage after divorce. Plan for replacement.
• Long-Term Alimony: After 20-25+ years, courts often award permanent or long-term spousal support.
• Pension Division: If your spouse earned a pension, you're likely entitled to a portion.
• Secondary Careers: Many grey divorcees return to work. Your spouse's income history may support higher alimony.

Retirement Asset Division

Everything earned during the marriage is marital property:

• 401(k)s and IRAs: Typically divided 50/50 (or by agreement)
• Pensions: Divided using a QDRO (Qualified Domestic Relations Order). Can be significant.
• Social Security: If married 10+ years, you can claim spousal benefits at your full retirement age (up to 50% of their benefit)
• Military/Government Pensions: Special rules apply (USFSPA for military)

Example: 30-Year Marriage

Maria and John married at 22, now divorcing at 52:

• 401(k): $800,000 → Maria gets $400,000
• Home: $600,000 equity → Often split 50/50
• Pension: $30,000/year → Maria gets ~50% ($15,000/year)
• Social Security at 70: John entitled to $35,000/year → Maria gets up to $17,500/year
• Spousal Alimony: 8-12 years (or permanent) depending on need and ability to work

Total Lifetime Value: $500K+ in assets + $15K-$25K/year ongoing.

DivorcePro Helps You

• Organize 25+ years of financial records
• Calculate retirement account values and division
• Understand Social Security claiming strategies
• Document your contributions to the marriage (homemaking, career support)
• Prepare for alimony negotiations
• Plan your financial life post-divorce

Your Post-Divorce Future

• Calculate your retirement income (alimony + Social Security + your own savings)
• Plan healthcare (Medicare at 65 if you can't get COBRA beyond 36 months)
• Update estate planning (will, POA, healthcare directives)
• Consider phased retirement vs. full-time work
• Budget for independent living expenses (no shared household)

What DivorcePro Helps You With

• Organize your financial documents and timeline
• Identify hidden assets and red flags
• Understand your state's divorce laws
• Prepare for mediation or court
• Build a stronger negotiation strategy

Plan Your Financial Future

Decades of savings deserve careful division. Organize your case and get what you've earned.

Start Retirement Divorce Prep - $49